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Planning With Purpose: A Fresh Look at Financial Wellness in 2025 Offering Insight to Help Turn Intentions into Thoughtful Action As we move through 2025, financial planning continues to shift alongside changes in legislation, market...

What’s a MYGA—and Is It Right for You? When thinking about how to secure your financial future, especially in or near retirement, predictability matters. That’s where MYGAs, or Multi-Year Guaranteed Annuities, come into the picture. A...

Ever had that nagging feeling that something's not quite right with your financial plan? You're not alone. Just like seeking a medical second opinion before a major procedure, getting a fresh perspective on your financial health can be...

Tax Efficiency: Optimizing Your Assets with Holistiplan As Benjamin Franklin famously noted, nothing can be said to be certain except death and taxes. While we can only address one of these certainties today, looking at taxation...

A Thoughtful Estate Plan Could Help Protect Your Legacy and Could Help Increase Confidence Planning for the future is one of the most important steps you can take to protect your loved ones. Estate planning isn’t just about...

Second Opinion: A Fresh Look at Your Financial Future Was your New Year’s resolution to finally get a handle on your finances? If so, you’re not alone. Many people start the year motivated to improve their financial health....

Your 2025 Month-by-Month Financial Guide to Intentional Planning As the calendar turns to a new year, it brings an opportunity for fresh perspectives and purposeful planning. It also represents a clean slate, full of possibilities and...

Legacy Planning: A Step Beyond Estate Planning How to leave a lasting impact through thoughtful financial decisions

Building Financial Resilience in Uncertain Times: Tailoring Strategies for Stability Economic volatility affects everyone differently, and so does the way we manage finances during turbulent times. Just as no two people are the same,...

Financial Planning for Entrepreneurs and Startups: Tips and Strategies for Managing Finances in the Early Stages of Business Development Starting a business is an exciting but challenging journey, particularly when it comes to managing...

The Impact of Behavioral Finance on Decision Making In financial planning, numbers and logic often take center stage. However, our decisions are deeply influenced by emotions, psychological biases, and past experiences. Behavioral...

Are your financial decisions aligned with your core values? Discover how to integrate your personal values into financial planning with actionable strategies. From value-based budgeting to socially responsible investing.

The Solstice Century 100-mile ride, hosted by Zac Larson, is more than just a cycling event; it’s a testament to community spirit and the power of shared goals. Hear from Zac in an exclusive Q+A.

Fresh out of college and wondering how to manage your finances? Look no further! Our latest blog post covers everything from creating an emergency fund and managing student loans, to starting your investment journey.

Dreaming of a retirement filled with peace, security, and fulfillment? It all starts with SMART planning and the right financial partnership!

Spring is the season of renewal, a time for sweeping out the old and making way for the new. While many of us equate spring cleaning with tidying up our homes, it's also an ideal time to take a good hard look at our financial lives.

What Tax Bracket Am I In? What tax bracket am I in and why does it matter? There are seven different tax brackets in the United States, ranging from 10 to 37 percent. Your bracket will determine your tax rate, which is important when...

How To Reduce Taxable Income While a higher income has allowed you to take trips or purchase the electronics you've had your eye on, rising inflation this year may have nudged you into a new tax bracket. Tax-bracket creep is when your...

How to Make Extra Money With rising inflation year after year, making extra money has become a necessary goal for many in the Naperville area. Extra money can come in handy to pay down excessive debts and improve your overall...

How Much Should I Contribute To My 401(k) When thinking of retiring, it can be easy to spiral into an anxiety attack. How much can I put into my 401(k)? Should I worry about my 401(k)? Is a 401(k) part of my net worth? Heck, what even...

Investing In Real Estate For Beginners Do you want to start investing in real estate but feel overwhelmed? There’s so much to know before investing in your first property that knowing where to begin can feel impossible....

Should I Refinance My House to 15 Years? | IntentGen With the fluctuating state of the economy and interest rates, one of the pressing mortgage refinance questions many homeowners are asking is, "Should I refinance my mortgage?" Making...

Many people often ask, what does a financial planner do? They work to help their clients manage their money to help them reach their financial goals — often long-term goals. A financial planner focuses on the many aspects of...

It’s never too early to start planning for retirement, as you can figure out exactly what you need to do to achieve a secure, safe, and fun retirement. While you’re not required to plan for your retirement, you need to...

Whether you live in Naperville or Chicago, many people are looking for helpful ways you can successfully prepare for retirement. As your trusted resource for financing, real estate, retirement, and more! Explore our preparing for...

No matter your current age, income, or financial situation, taking steps now to plan for retirement will help ensure you have all the resources you need to enjoy your golden years. A retirement planner will be your ally in identifying...

When planning your financial future in %%target_city_1%% or %%target_city_3%%, it’s a good idea to keep your rate of return in mind - and more specifically, what rate of return to use for retirement planning. Let’s start...

IntentGen Financial Partners Received Award as Part of Inc. Magazine’s Annual List of Best Workplaces for 2023 Company named among best workplaces(Naperville, Illinois) May 25, 2023—IntentGen Financial Partners of...

You’ve reached your 50s, and retirement is weighing more heavily on your mind than it did 10 years ago. Perhaps your savings isn’t as robust as you want them to be or your investments have taken a hit over the past couple...

Is a Certified Financial Planner a Fiduciary?A Certified Financial Planner is indeed required to act as a fiduciary in all instances where they provide advice or guidance to a client. In other words, this means that a CFP must always...

How Much Do Financial Planners Charge?How much can you expect to pay if you hire a financial planner? For better or worse, there’s no one-size-fits-all answer to the question. Different financial planners charge different kinds...

What to Ask a Financial PlannerThe future is full of uncertainties, but finding the right financial planning partner can help you navigate whatever troubled waters lie ahead. For better or worse, there are an extraordinary variety of...

Planning for retirement takes effort and the right financial vehicles to plug into as you get ready to save for your Golden Years. You’ve got several options, including mutual funds, a savings account, and specialized retirement...

There is no one-size-fits-all road map for how to retire, but that doesn’t mean you have to start making plans from scratch. The best-case scenario is one in which you can work hand-in-hand with an advisor who understands your...

For those born during or after 1960, the full retirement age is 67—at least in the United States. What age is retirement if you were born earlier? Your full retirement age will fall between 66 and 67, as seen below:Born between...

Early retirement is a lofty goal, but the path is paved with clear and simple steps that just about anyone can follow. Setting clear intentions, securing post-retirement income, and living more frugally in the present are the three...

If you want to live comfortably during retirement, it pays to start planning at the earliest opportunity—and for many, setting a reasonable savings target is a challenge in its own right. How much do you need to retire without...

Want to know how to retire early at 55? This is one of the most searched questions, in addition to how much do I need to retire early? As your trusted financial source, we've created a handy guide to help you prepare for your future...

Do I need a lawyer for a will? We’ve prepared this guide to help you decide if you need a %%target_city_1%% will and testament lawyer or if you should try to go it alone.

Many people want to ensure that their families are aware of their wishes so as to avoid potential conflicts—but the particularities of planning for the future aren’t always clear. When do you need a will, and how long after...

Estate planning can be a complicated process because everyone’s situation is unique. A cookie-cutter process for managing an estate is never a good idea. Creating a trust, sometimes called a living trust, as part of your estate...

Are you planning for the future and want your loved ones to know how your assets and affairs should be managed? Hiring an estate planning lawyer helps prepare for your family's future. If you're asking yourself, "what is an estate...

How to Preserve WealthPreparing your family financially for when you're gone can seem overwhelming, but it doesn't have to be. The purpose of estate planning is to preserve your wealth, the assets you've spent your life creating and...

What Does Required Minimum Distribution Mean?When you reach retirement age, you’ll need to start making withdrawals from your retirement account—and that’s true even if you plan to retire later on. This minimum...

Managing your money is just one part of aging well—and we here at IntentGen Financial Partners know that well-being can only be defined holistically.

Tax Now, Tax Later, Tax NeverTax season is coming up, and we are sure you have questions. Wondering if you have to pay taxes on savings accounts? Do I have to pay taxes on my checking account? When is a ROTH IRA taxed? How are...

What Happens If You Contribute Too Much To Your Roth IRA?A Roth IRA is a great way to build funds for your future retirement, and it’s a popular option with investors. But, did you know that overcontributing to your account can...

What Is a Required Minimum Distribution?When you save up for retirement, you spend decades contributing to building a financially secure future. But when you turn 72, it’s time to start thinking about systematic withdrawals as...

Why A Financial Planner Is Important Whether you have a specific goal in mind or you need help shaping your finances in general, a financial planner can give you greater confidence moving into the future. So, what is a financial...

Is life insurance worth it in my 20s? Find out the compelling reasons that investing in life insurance in your 20s is well worth your consideration!

What’s your strategy for saving for retirement in your 30s? Find out the smartest long-term saving solutions that will take you into the future with ease!

Should you take Social Security at 62 or wait a few extra years? Find out with the Medicare and Social Security retirement advisors at IntentGen!

Whether you’re purchasing life insurance, setting up an investment fund, or making adjustments to your retirement account, deciding where your money will go after your death is an important part of the...

Tips for saving for retirement and tools for investing in order to set yourself up for retirement in the Naperville area.

Explore tips for improving credit score with the help of IntentGen, and get your score up before your next big purchase in Naperville.Explore tips for improving credit score with the help of IntentGen, and get your score up before your next

Learn how to calculate debt-to-income ratio with IntentGen and why it’s important to know your debt-to-income ratio.

People who earn more fall into higher IRS tax brackets, and therefore pay a larger percentage of what they earn. However, they might not have to pay as much as their IRS tax bracket seemingly suggests.

You’ve probably heard of 401(k) and Roth IRA accounts, but what is a Stretch IRA? The Stretch IRA definition was “an estate planning strategy that applied to an individual retirement account (IRA) inherited by a non-spouse...

When tax season rolls around, many customers can't help but wonder, should a professional do my taxes or should I do my own taxes? The tax experts at IntentGen are proud to serve as your guide to doing your taxes and other financial...

Selling a home is an exciting yet stressful time for many Naperville area residents. At IntentGen, we provide online resources and tax articles that help make things more efficient and hassle-free.

Naperville customers often wonder, "do I need life insurance when I am 30?" This is a common question as those in their 30s are looking for ways to prepare for their futures.

Many people often wonder how much life insurance is needed, down to the penny, but there's a way to estimate how much you'd need. In general, you should add up your long-term financial obligation, which would be your mortgage payments, coll

If you're looking for financial tips and information like what is a special needs trust and how to set it up, we have your guide below! A special needs trust, or a supplemental needs trust, is an estate planning tool for people with...

If you're starting your research with basic life insurance, there are two options to choose from: term and permanent.

A variety of factors go into determining the real value of an estate. Naperville locals trying to sell an estate are going to have to deal with the fact that the real value can change over time.

The employer-sponsored retirement plan is a benefit plan companies offer at an affordable price. These plans include HSA and 401(k) and cover a variety of services like healthcare and retirement savings.

Planning for retirement is critical to your future and should be carried out with significant thought and consideration. A qualified retirement plan is a great way for employers to help their employees thrive, and set them up for success.

IntentGen Financial Partners is proud to serve as your go-to destination for your investing and financing needs. What is value investing and what is growth investing? Learn the definitions of both and how these compare.